top of page

Finally... healthcare benefits specifically designed for those self-employed or who file as a 1099 worker!

Real Estate Agents
Contract Workers
Construction workers.jpg
Uber driver v2.jpg
Delivery
Drivers
Self-employed
Worker
Self-employed worker v2.jpg
Hairdresser 2.jpg
Salon & Contract Stylists
Independent Truckers
Trucker5.jpg
Financial Advisor.webp
Commissioned Advisors
Farmers
Farmer 2.jpg
When it comes to accessing quality and affordable healthcare benefits, the self-employed and those who file as a 1099 worker are the most overlooked and underserved demographic in America.

WE ARE CHANGING THAT!

Start here!

  • 100% ACA compliant
  • Low monthly premiums that won't strain your budget
Arrow black.jpg

$1 Million Max Plan

$5 Million Lifetime Max
$250 Individual Deductible 
$500 Family Accumulated Deductible
$1M/$5M - 500
$500 Individual Deductible 
$1,000 Family Accumulated Deductible
$1M/$5M - 750
$750 Individual Deductible 
$1,500 Family Accumulated Deductible
America's #1 Selling Health Plan... PERIOD!

But... don't take our word for it

Click here for important plan information!

Do you need more coverage than what the $1 Million Annual Max Plan provides?

15 True, Unlimited Health Benefit Plans

To fit every need and budget
10 Metal Plans (Referenced-Based Pricing)
  • $500/$1,000 TITANIUM
  • $1,000/$2,000 DIAMOND
  • $1,500/$3,000 PLATINUM
  • $2,500/$5,000 GOLD
  • $3,500/$7,000 SILVER
  • $5,000/$10,000 BRONZE
  • $7,350/$14,700 COPPER
  • $2,500/$5,000 HSA
  • $3,500/$7,000 HSA
  • $5,000/$10,000 HSA
PHCS Provider Network
5 BCBS Plans
(GIGCARE PPO)
  • $1,500/$3,000 GIGCARE PPO
  • $2,500/$5,000 GIGCARE PPO
  • $5,000/$10,000 GIGCARE PPO
  • $7,350/$14,700 GIGCARE PPO 
  • $5,000/$10,000 GIGCARE PPO HSA 
BCBS National Provider Network

ALL PLANS COME WITH THESE ADDITIONAL BENEFITS

Do I qualify?

Our underwriting process is simple. 

Answer 'NO' to all questions and

YOU'RE IN!!

Which plan is right for you?

Click here for help on selecting the right plan for you and your family.

Do none of these plans work
for you?

Check out our Short-term Medical Plans

Associations & Chambers of Commerce

Click Here!

Man jumping 2 (2).jpg

Are you an agent or agency?

Offer America's Choice Health Plans to Your Clients
Click the link to learn more
EXECUTIVE SUMMARY

America's Choice Health Plan includes a membership in the Employer's Business Alliance, where we offer a health benefits plan that is purposely built for 1099 workers.  Our approach is unique in that we align our incentives with you to ensure we are all working toward a common objective.

Providing the highest quality of care at the lowest possible price.

As a member, you'll benefit from a cost-containment strategy for healthcare dollars that maximizes savings.  We all benefit from an intuitive platform that alleviates the burden of navigating the complexities of the healthcare system without sacrificing quality.

We invite you to explore the difference!
AC .png

WHAT WE DO

America's Choice plan is designed to:

America's Choice is a solution that provides the very best services to ensure your experience exceeds your expectations.  Our services include an extensive array of physician and ancillary networks, pharmacy benefit management, telehealth, and in-home services.  We work hard to keep your healthcare costs under control while providing you with the very best coverage options available. 

PLAN DESIGN

America's Choice is a comprehensive healthcare benefits plan designed exclusively for self-employed or contracted (gig) individuals operating as 1099 workers.  This ACA-compliant plan offers better benefits than those available through the healthcare exchange, ensuring enhanced coverage and access to quality healthcare services.  It aims to provide lower costs, more options, and greater flexibility in tailoring the plan details to meet the unique needs of 1099 workers.

Key Features:

 

ACA Compliance: America’s Choice complies with all requirements outlined

by the Affordable Care Act (ACA), ensuring that members receive essential

health benefits and are not subject to penalties for lacking coverage.

 

Enhanced Benefits: Unlike standard marketplace plans, America’s Choice offers improved benefits, allowing individuals and their families to access a wider range of healthcare services and treatments.

 

Lower Costs: The plan is designed to offer cost savings for 1099 workers, providing competitive rates and minimizing out-of-pocket expenses. By leveraging the power of a group benefits chassis, the plan can negotiate favorable rates and discounts with healthcare providers.

 

Increased Options: America’s Choice offers an extensive selection of options to cater to individual needs. Members can customize their plan based on factors such as network access, direct contracting with specific providers, and the breadth of benefits required.

 

Flexible Plan Selection: The plan allows individuals to choose from various coverage options, including:

 

  • Individual: Designed for 1099 workers who are the sole beneficiaries of the plan.

  • Individual plus Children: Extends coverage to the worker and their dependent children.

  • Individual plus Spouse: Provides coverage for the worker and their legally married spouse.

  • Family: Offers comprehensive coverage for the worker, their spouse, and dependent children.

 

Network Access: America’s Choice provides access to an extensive network of healthcare providers, ensuring members have a wide range of options when seeking medical services. Members can choose from a list of preferred doctors, hospitals, specialists, and clinics within their network.

 

Direct Contracting: America’s Choice offers the opportunity for direct contracting with specific healthcare providers, enabling members to establish personalized relationships with medical professionals and negotiate favorable terms for their care.

 

Breadth of Benefits: America’s Choice covers a comprehensive range of medical services, including preventive care, hospitalization, prescription medications, mental health services, maternity care, and more. The plan can be tailored to meet specific health requirements, allowing individuals to select the benefits that best suit their needs.

 

America’s Choice aims to empower 1099 workers and self-employed individuals with access to high-quality healthcare coverage that surpasses standard marketplace options. With its flexible plan options, lower costs, enhanced benefits, and tailored selection features, it offers comprehensive coverage and peace of mind to 1099 workers and their families.

bottom of page